The powerful officials in indian intelligence and security agencies have an extremely cunning and dishonest way to ensure that brilliant obc professionals and business owners remain poor. If a honest hardworking obc engineer will lead a frugal life to save some money for her old age or financial emergency, they will label the person as a security threat without any proof at all, and steal the retirement savings without a court order or legally valid reason.

Despite contacting the ministry of finance it is impossible for the obc engineer to find out the officials who are stealing and keeping her hard earned money. Any additional money which will be saved in Fixed deposits or mutual funds or other liquid options will also be under threat due to the malicious false allegations without any proof.

So though the returns from insurance are far lower than most other investment options, the security and intelligence agencies are willing to accept this as the only viable option for saving money for a persons old age, which will not be a security threat. More information on insurance investment for you.