Corrupt greedy shameless indian intelligence, security agencies force indian citizens to invest in insurance
Though India officially claims to be a democracy, in reality it is ruled by the greedy corrupt dishonest intelligence and security agencies who are free to do anything they feel like, without a court order or legally valid reason. For example these officials have made fake allegations without any proof against a harmless single woman obc engineer, domain investor, paypal account holder for more than 5 years and stolen her retirement savings of twenty years, without a legally valid reason or court order. These fraud security agency officials who are replacing the british in commiting human rights abuses, atrocities on harmless indians label any vulnerable person as a security threat without any proof to exploit, cheat the person for the rest of his or her life.
So though the returns on insurance investment remains low compared to other options, indian citizens who are defamed, exploited by the fraud corrupt security and intelligence agencies are forced to invest their hard earned money in insurance or the shameless fraud indian intelligence and security agencies will steal all their hard earned money making up fake stories